Expanded WorldPay Support: 3DS Authentication & HSA Card Acceptance

Merchants using the WorldPay processor now benefit from two major enhancements designed to improve both payment security and customer flexibility:

1. 3D Secure (3DS) Authentication for Online Transactions

WorldPay now supports 3D Secure (3DS) authentication for online and card-not-present payments. This advanced security protocol prompts cardholders to verify their identity during the transaction process, significantly reducing the risk of fraud and unauthorized activity.

By enabling 3DS, merchants gain:

• Enhanced transaction security through real-time cardholder verification

• Reduced exposure to chargebacks and fraudulent disputes

• Compliance with global eCommerce security standards, especially critical for high-risk or regulated industries

This update is especially valuable for merchants in sectors like digital services, healthcare, and government-related payments, where additional verification is a compliance requirement or best practice.

2. Support for Health Savings Account (HSA) Cards

Merchants can now accept HSA cards processed via WorldPay, expanding payment method flexibility for businesses in eligible verticals such as healthcare, wellness, and pharmacy services.

These enhancements mark a significant step forward in making WorldPay a more versatile and secure payment option across various industries.